From tax deadlines to special FDs: Key financial dates to remember in November 2023

The second-last month of this year, November comes with some important financial dates and opportunities we should know about. From meeting tax deadlines to considering special fixed deposit offers, Let's take a closer look at these deadlines and dates:

Life Certificate Submission (Jeevan Pramaan Patra):

Pensioners and individuals above 80 years must provide an annual life certificate to their authorized pension disbursing agencies like banks and post offices. The deadline for submission is November 30, 2023, and the certificate is valid for 12 months. Digital life certificates are available through Aadhaar-based biometric authentication via the Jeevan Pramaan portal or a smartphone app.

Tax Deadlines for special FDs:

Several tax deadlines are scheduled for November according to the I-T department's tax calendar.

November 7: Due date for depositing tax deducted/collected for October 2023.

November 14: Due date for issuing TDS certificates for September 2023.

November 15: Deadline for submitting a quarterly TDS certificate (excluding salary) for the quarter ending September 30, 2023, and due date for furnishing Form 24G by a government office for TDS/TCS payments in October 2023.

November 30: Income tax return filing deadline for charitable trusts, religious institutions, and professional bodies.

IDBI Bank Amrit Mahotsav FD Extension:

IDBI Bank has extended its "Amrit Mahotsav Callable FD" with tenures of 375 and 444 days up to November 30.

The scheme offers competitive interest rates to various customer segments, including senior citizens, and allows premature withdrawal.

HDFC Senior Citizen Care FD Deadline:

HDFC Bank's additional premium of 0.25% for Senior Citizen Care FDs will expire on November 7.

Senior citizens can earn a higher interest rate on fixed deposits for a tenure of 5 years One Day to 10 Years during this special deposit offer.

Punjab and Sindh Bank Special FDs:

Punjab and Sindh Bank introduces new fixed deposit schemes known as PSB Dhan Lakshmi and PSB Saving Plus, available until November 30, 2023. These schemes offer attractive interest rates for general citizens, senior citizens, and super senior citizens with varying tenures and deposit amounts.