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UPI123Pay: A step that would help some 40 crore Indians, the Reserve Bank of India has made UPI accessible for feature phones as well. 

RBI launches UPI123Pay, a digital payment method without internet

The RBI and NPCI launched UPI123Pay, which allows one to make payments without the internet.

A payment system without internet

UPI123Pay allows users to make payments without the internet

UPI123Pay: A step that would help some 40 crore&nbsp;Indians, the Reserve Bank of India has made UPI accessible for feature phones as well.&nbsp;The central bank and <a href="https://www.editorji.com/business-news/new-auto-debit-rule-causing-chaos-upi-to-the-rescue-for-all-your-auto-debit-woes-1634206456496" target="_blank">National Payment Corporation of India (NPCI)</a> launched UPI123Pay, which allows one to make payments without the internet.
<h3>How to use UPI123Pay?</h3>
UPI123Pay is a three-step process - call, choose and pay.
1.&nbsp;User has to link his/her bank account with the feature phone and set a UPI PIN.
2. To make a payment, call on the IVR number and select the phone depending on the service required such as money transfer, LPG gas refill, FasTag recharge, mobile recharge, balance check etc.
3.&nbsp;One will have to select the phone number of the person to whom money is to be transferred, enter the amount and UPI PIN. To pay to a merchant, he can use the app-based payment method or missed call payment method.

upi123pay

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