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As the cost of healthcare is rising with the on-going inflation and covid waves, senior citizens are hoping for a slew of measures from Finance Minister Nirmala Sitharaman in Union Budget 2023

Budget 2023: From medical expenses to tax deductions; here are senior citizens' expectations 

Budget 2023: senior citizens' expectations 

As the cost of healthcare is rising with the on-going inflation and pandemic impact, senior citizens are hoping for a slew of measures from Finance Minister Nirmala Sitharaman in Union Budget 2023

The impact of inflation and medical issues arising due to covid has taken a toll especially on senior citizens. With budget 2023 round the corner, senior citizens have a slew of expectations from Finance Minister Sitharaman.&nbsp; Mediclaim Premium for Senior citizens: &ldquo;If a senior citizen and spouse want to opt for an adequate, comprehensive cover, the premium amount could go well beyond Rs 50,000. The finance minister should look at raising Section 80D limit to Rs 1 lakh (under the old, with-exemptions tax regime),&rdquo; says Preeti Zende, Founder, ApnaDhan Financial Services.&nbsp;
Lock-in Period of Investments: Certain investments, such as fixed deposits with banks or post offices, NSCs, and Equity Linked Savings Schemes ('ELSS'), are eligible for deduction under Section 80C. Many senior citizens may require liquid cash for medical emergencies. It is expected that lock-in timelines will be revised and rationalised for senior citizens.
Increase savings and FD interest deduction: Senior citizens are entitled to tax deduction of up to Rs 50,000 under Section 80TTB on interest earned on bank and Post Office savings fixed deposits. &ldquo;In view of rising inflation that eats into their savings and limited sources of income, this limit should be raised to Rs 1 lakh,&rdquo; says Kuldip Kumar, Partner, Vialto Partners.&nbsp;

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