Family members are eligible to claim insurance from the Provident Fund if an employed member passes away due to Covid-19. Here is what you need to know -:
- Who is eligible? - If deceased was in employment for a continuous period of 12 months preceding the month of death irrespective of change of establishment
- The membership of EDLI scheme is automatically provided to those covered in EPF.
- How much is the claim amount - It is linked to the average of the provident fund account balance of an employee, minimum of ₹2.5 lakh to maximum of ₹7 lakh
- Who can apply - Nominees (members of the family) designated under the EPF Scheme
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How to apply for the claim?
- Nominees, family members, and legal heirs can fill out PF Form 5 IF to seek insurance benefits after the death of an active EPFO member.
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There is no online option for form filling. Only the offline method can be used to fill out the form. Download the form from here Download EPF Form 15
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To ensure that all benefits under the Schemes are processed, the form should be submitted with Form 20 (for claiming Provident Fund dues) and Form 10 D/10C (for Pension/Withdrawal Benefit as applicable).
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The last employer must attest the application.
- Documents required: Death certificate, Guardian certificate if nominee is not natural guardian or in case of a minor, Copy of a canceled/blank cheque of the bank account in which payment is opted.