7 Types of Mutual Funds based on risk

By Editorji News Desk
Published on | Mar 20, 2024

Mutual Fund types

Mutual Funds can be put into various categories based on their risk level. Here is a list of some of the most popular MF categories based on risk.

Very low Risk Funds

Funds such as Money Market Funds, which mainly invest in securities with low risk. These funds are for investors who don't want much capital erosion

Low Risk Funds

Funds like Govt Bond Funds, which invest in slightly riskier assets than very low risk ones. Investors with some risk tolerance should go for these

Medium Risk Funds

Funds such as balanced funds which try to strike a balance between risk and reward. They invest in a combination of equity and debt

High Risk Funds

Funds like sector-specific Equity Funds, which focus on faster capital appreciation with higher risk levels.

Sector Funds

Sector Funds invest in specific industries or sectors which they expect to perform well. These also fall under high risk bracket.

Index Funds

Index Funds mirror a market's index in their composition. While these have similar volatility, they provide low-cost exposure to investors.

Exchange-Traded Funds

ETFs mix elements of Mutual Funds and stocks, in order to give liquidity to the investor while also provding a diversified exposure.