Even as more and more banks scramble out of the bad loan pit , a heightening growth slowdown and the lingering crisis at non-banking lenders pose fresh challenges to their asset quality, warns a report by Moody's. With GDP growth slipping to a five-year low at 5.8 percent for the March quarter, Moody's says it expects growth to be "weaker" in the next 12-18 months, without however, quantifying its growth expectation.